2025 AGM - Clubs vote on personal accident insurance

Since January 2025, those with individual categories of membership (Individual Adult/Youth, Concession, 18-25 Digital Membership and Mountain Training Candidates) have benefited from Personal Accident Insurance, at a cost of £1 per member/year. This was incorporated into the membership fee increase agreed at the AGM in November 2024 and provides cover for mountaineering accidents which result in personal injury where hospitalisation, physiotherapy or rehabilitation are required. This cover also provides compensation (with limits) for a permanent disability or death.

Extending this policy to cover club members can be arranged, however all affiliated clubs would have to agree to this change in the policy. Our insurance brokers Howdens have advised that we plan for an additional fee increase of £1 per club member to cover the cost of the personal accident insurance.

A survey was sent out to clubs in July / August 2025 to gauge interest in the proposal to include personal accident insurance cover. A total of 53 clubs responded to the survey with 43 clubs voting in favour, 8 clubs against the proposal, and 1 club abstaining. On the basis that the survey showed the majority of clubs who had responded were in favour the board have agreed to put the proposal to a club vote at the 2025 AGM.

If any clubs have further questions on the inclusion of this benefit in advance of the AGM vote please contact the CEO and Company Secretary stuart@mountaineering.scot


2025-26
Current (annual)
2026-27 proposed
3.8% increase
2026-27 proposed
3.8% increase + PA insurance
Member of Club (over 18/University)
£26.75 £27.75 £28.75
Member of Club (under 18)
£16 £16.50 £17.50