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Your insurance

Offering you peace of mind when out on the hills or at a climbing wall, Mountaineering Scotland members receive mountaineering activities liability insurance up to £20m and a range of discounts on travel insurance and other financial services for adventurous people as part of their membership.

Combined civil and public liability cover for your mountaineering activities is an automatic benefit of membership for individual members and registered members of our affiliated clubs. 

This covers a wide range of legal claims that may get made against you for negligence, for instance:

  • Damage you cause to people or property while out on the hill or at a climbing wall
  • An accident that occurs while you are belaying a partner indoors or outdoors
  • You share knowledge with a colleague on the hill and a claim results from advice you have given

Our brokers, Howden, provide full details of the policy cover and how to report an incident on their dedicated Mountaineering Scotland Insurance centre website.

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As a member of Mountaineering Scotland or a club affiliated to us you are eligible to take out BMC Travel Insurance. This specialist insurance for climbers, hillwalkers and mountaineers heading abroad offers five different levels of cover according to your chosen trip activity, with single or multi-trip options. 

Find out more or get a quote 

Did you know your climbing activities may incur extra costs or exclusions for life insurance cover? We’ve teamed up with specialists Summit Financial Services to help you avoid this, with a range of life insurance schemes designed specifically with climbers, hill walkers, and mountaineers in mind. 

Remember to state that you’re a member of the Mountaineering Scotland when making an enquiry to obtain special rates. We also benefit with a donation from Summit for every policy sold. 

Find out more or get a quote