Offering you peace of mind when out on the hills or at a climbing wall, Mountaineering Scotland members receive mountaineering activities liability insurance up to £20m, personal accident insurance up to £10,000 and a range of discounts on travel insurance and other financial services for adventurous people as part of your membership.
Liability and personal accident cover for your mountaineering activities are an automatic benefit of membership for individual members and registered members of affiliated clubs.
Liability insurance covers a wide range of legal claims that may get made against you for negligence, for instance:
Personal accident insurance provide compensation for Individual members of Mountaineering Scotland up to the age of 80 and resident in the UK or Republic of Ireland who are injured whilst participating in a mountaineering activity. This includes up to £500/yr physiotherapy and osteopathy cover - please see the policy schedule for full details.
Our brokers, Howden, provide full details of the policy cover and how to report an incident on their dedicated Mountaineering Scotland Insurance centre website.
As a member of Mountaineering Scotland or a club affiliated to us you are eligible to take out BMC Travel Insurance. This specialist insurance for climbers, hillwalkers and mountaineers heading abroad offers five different levels of cover according to your chosen trip activity, with single or multi-trip options.
Did you know your climbing activities may incur extra costs or exclusions for life insurance cover? We’ve teamed up with specialists Summit Financial Services to help you avoid this, with a range of life insurance schemes designed specifically with climbers, hill walkers, and mountaineers in mind.
Remember to state that you’re a member of the Mountaineering Scotland when making an enquiry to obtain special rates. We also benefit with a donation from Summit for every policy sold.